Posts Tagged: Social Security

Retirement on the Horizon

Planting Flowers
As some of our clients know, I’ll be retiring after 30 years of working in the financial planning industry: 15 years for Gagen & Co. and for the last 15 years with Inspired Financial. The time as flown by. I started out as a secretary (old fashioned job description) that evolved into Director ...
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How to Avoid Scams Targeting The Elderly

elderly hands
Last week I missed a phone call on my cell phone. I called back and I heard, “Hello, this is the IRS.” I hung up immediately. The IRS will NEVER call on the phone; neither will SoCal Edison or SoCal Gas. These are scams designed to trick the elderly. In this technological age, we need to be extr...
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Financial Planning for Women – Part 3 (Long-Term Care)

elderly happy woman
In my previous blog post, Financial Planning for Women – Part 2 (Social Security), I talked about how the guidance we provide in the early years of retirement places women in the best possible position to live their final years with grace, security, and dignity. In this post, we will discuss L...
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Financial Planning for Women – Part 2 (Social Security)

grandparents
In my previous blog post, Financial Planning for Women – Part 1, I talked about how women will generally live longer than their male counterparts, with less in their portfolio later in life, and with less loved ones available to take care of them. In this post, we look at Social Security and discu...
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Where Does Your Tax Money Go? Anyone? Anyone?

taxes file
It’s tax time again, and as you look over your tax payments for calendar 2016, you’re undoubtedly wondering where those dollars are being spent. The Wall Street Journal recently published a chart which breaks down spending for every $100 of tax receipts—and concludes that the U.S. governmen...
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Tightening Things Up: Increased Protection for your Social Security Account

Computer Security
The Social Security Administration (SSA) has tightened security to reduce the threat from hackers and identity thieves. Now, when you log into your SSA account you will have an extra step to authenticate your identity. You start by doing what you’ve always done, give your username and password. If...
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Understanding Your Social Security Benefits; Changes April 2016

Recently, enjoying a dinner out with good friends, I learned my girlfriend’s husband was about to turn 66.  I tried to focus on the fabulous dinner, but honestly, I was thinking, “What are your plans for claiming Social Security benefits?”  A financial planner plans in so many environment...
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Medicare Fix-It (for now)

Congressional leaders and the Obama Administration have fixed the potentially alarming increase in Medicare Part B premiums under the recently-passed government budget deal. Medicare Part B covers most health care services outside of hospitals, and thus represents one of the biggest expense items...
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