Location, Location, Location! How Asset Placement Can Save You Taxes

Asset Placement is a popular discussion among financial planners (we’re a nerdy bunch). Asset Placement is determining what type of account (IRA, Roth IRA, trust, etc.) should hold what type of investment (bonds, US stocks, foreign stocks, real estate, etc.). If you ignore asset placement and you are agnostic as to tax consequences, you are probably paying[…..]

Understanding Your Social Security Benefits; Changes April 2016

Recently, enjoying a dinner out with good friends, I learned my girlfriend’s husband was about to turn 66.  I tried to focus on the fabulous dinner, but honestly, I was thinking, “What are your plans for claiming Social Security benefits?”  A financial planner plans in so many environments, not just in the office! When the time was right, I asked! […..]

A Little Irish Inspiration – Living Simply and Happily

“May the road rise to meet you…” and other pearls of wisdom inspired by St. Patrick’s Day. Green beer, corned beef, and the traditional Irish blessing that starts “May the road rise to meet you…” receive varying degrees of attention and contemplation—depending on your proclivities—around St. Patrick’s Day. Regardless of your opinions on beer and Irish food,[…..]