Close up of padlock and credit card for credit card safety concept

Credit Freezes, Protecting Yourself Against Identity Theft

Credit freezes are one of the most effective ways for consumers to protect themselves against identity theft.  Data breaches at banks, healthcare providers, insurance companies and credit processors have left consumers vulnerable to fraudsters, and freezing access to your credit file may help you avoid becoming a victim. What exactly is a credit freeze?  A credit freeze […]

Apps for Boosting Brain Power

It’s no secret that as we age, our brain function declines.  Whether it’s to focus, stay sharp, or reduce stress and anxiety, there are various reasons for wanting to boost brainpower and improve mood. Studies have suggested that keeping mentally active may help maintain cognitive functioning and psychological well-being.  Brain training apps may improve memory, problem solving[…..]

graduation

Beware of Scholarship Scams

Figuring out how to pay for college is stressful for most parents and may be out-of-reach for some families. My husband and I have three college-bound teenage daughters, and our oldest will be attending St. Lawrence University in New York this year. Tuition, books, and room and board will exceed $70,000 annually, not including countless round-trip flights[…..]